BACK! And I am going to piss a lot of people off!

Well it has been way to long since my last blog. God, it has been years. Quick update since I last posted.

Personal Portfolio is up! 3 year return has been 22.98% and 5 year return has been 17%. Yes those are the true numbers and I will expand on why I am getting these returns. As many of my old followers know, hiring a stock advisor, broker, planner or whatever they hell they call themselves this year is a recipe for failure. As I have discussed before, brokers and agents have one goal and one goal, to take your money. Why in the hell would you allow anyone to manage or invest your hard earned money? Most people will tell you they do this because they do not know what they are doing in the marker and or have never had any education on financial planning. And believe me that is totally acceptable since we are a society who prides itself on keeping our people uneducated on financial planning. But we are the world's best in spending more than we make and taking on debt like no other nation. Sad.... US Debt Level.

But do not be afraid! That is why I built this blog site. To give everyone a chance to learn about investing and for free. Knowledge is power and the first step to gaining control over your financial prowess, fire your damn financial advisor now! Why Financial Advisors Suck!. So now you have fired your advisor, now what? Well let's talk.

First, what do you like? What is your passion? Shopping? Cooking? Hobbies? These are the first things you need to discover about yourself before you go tossing out your damn hard earned money to stocks you have no clue about or what these companies do. I mean really, how the hell can you invest in Boeing or or some obscure biotech company if you have no idea what these companies really do or products they produce. This is exactly what shit financial advisors will do to you. They will ask you the vague questions like "what is your risk tolerance?"or "can you handle a 20% loss in your portfolio and not panic?". Jesus Christ, who comes up with these questions? Hell yes you should panic on a 20% loss, especially when you have a "pro" managing your money. Take control yourself! Look around, study what you like and then look at stocks that would fall into those categories for you! Let me give you my examples.

For years I have loved Apple products. Love the phones, love the iPads and love the Mac's. Hell I live on them. So yes that is a stock I could like and invest in. I understand what the make and where they want to go. That is why I invested so heavily in them years ago and have made unreal profits over the past few years. And I will continue to invest in Apple until I see something that does not make sense to me and dump the hell out of the stock. You buy and hold stocks you know and understand. You sell your stocks the minute you don't understand the business model. Another example for me is Microsoft. Hell I have been using there products for years. Word, Excel, PowerPoint and everything else. I also work in the the technology industry and understand the mythical "Cloud" and yes Microsoft is a leader in Cloud technology. So again, I have invested heavily in this stock over the years and made huge profits! You just need to look at what you like and understand. But wait, what if I can't identify what I like? No worries!

If you are not able to understand the stock market, yet, and I will fix that for you, then park your hard earned cash into high yield accounts. Personally I love and use Wealthfront. Excellent yield and the very best savings rates around WealthFront. There is nothing wrong with earning 2% or better while you get an understanding of the market and what you want to invest in!

I am going to close todays blog with an update on my current long positions for you all. My top investments now are Amazon, Microsoft, Apple, DHX Media and Village Farms International. Why these? So here goes. Amazon does and continues to own the world for shop at home and get what you want in a day. Amazon continues to expand in all kind of markets like global internet, space exploration, drug delivery and countless other adventures. I see no reason why this stock will not continue to be one of the best stocks to own! AMZN. Microsoft, as discussed above they are an industry leader in Cloud technology, Operating Systems and unreal gaming. Again, a must own stock for me. MSFT. Apple, do I need to even go on? iPhone, iPad, Mac Pro, Watch, Services and Healthcare. Top 3 for me. AAPL. DHX Media. Now this is an interesting one for me. Did you know they own most of all the children's favorite shows? Peanuts, Teletubbies, Strawberry Shortcake, Caillou and many others. Do you have kids? What do kids love to do? Watch these shows! Plus check out their distribution rights. Solid long term hold for sure!DHXM. And last, Village Farms International. So why them? Well for one, I love and mean love pot! I am a huge believer in the medical benefits from pot and the future of using the product promises so much help for our US Military Veterans for PTSD, help for patients with cancer and just do your research on what pot is doing for epilepsy and other terrible diseases! I am in this stock for the long term on their growth plans and the future of helping many sick people. VFF.

So that is it for today. Glad to be back and hopefully helping you with the complex financial markets! Good luck and remember, Fire your broker or advisor and take control of your life and money! And just a little goodbye from my financial team Peaches and Goos!

End of 2007. Thank God. Predictions for 2008

Well 2007 is all but over and thank God. Can you fricking believe the Subprime issue and the CDO's? Only in the capitalist economy can you be a CEO of CITI, ML, BS or any of the other rip off firms and burn your clients and employee's and still walk out with millions of dollars.

I have told you all over and over again these investment houses are the biggest ripoff's ever created. Hell their own analysts read my blogs all the time and steal thoughts that I have. Ain't that right the house of ML? Caught you two times.

Anyway I will be coming out with how well I did for 2007. Looks like I beat the top traders again. I am still waiting on a job offer from Bear and Goldie. Right now let's look at 2008.

Predictions:

Defense Stocks will be the way to go again. I will post my favorites in January.

Energy - This will be huge for 2008. We can expect to see India come on line and China burning up as much oil as possible. The USA still has no clue how bad off we are and continue to burn fuel like it will never run out. I hope the USA likes $4 dollar per gallon gas soon. Buy energy now.

Gold - Say goodbye to the highs of $800 and say hello to $900 to $1200 per ounce. Buy it now.

Consumer Spending - Well your house is now worth 20% less, you have a mortgage that is resetting, you got a 3% raise and your healthcare cost just went up. You credit cards are maxed to the hills, you can't claim bankruptcy and your bills are due. Consumer spending will be crap for 2008.

Inflation - Up. How much? Depends on what the Fed's do. The M1 rate is a fricking comic book so predicting this is a bear. My guess is that we jump from 4.31% (todays rate) to 6%. Get ready to move your cash to CD's.

Banking - This will be fun to watch. I am guessing that we will see a few major banks fold and have to be purchased by other big banks to bail them out. Of course the Fed's will be behind this move. First to go? Countrywide.

Fed Fund Rates? Cut again by 25 points in January. Will have to cut again right after that. We should see a 50 point cut by March.

GDP - Negative growth Q1 and Q2. Up last quarter of year.

2008 Election - Democrats win and win big. Hail to the woman......

Super Bowl Champs - Patriots of course!

Until January, stay warm!